Payment Network

 

 

 

Extend your payments reach, worldwide

	Countries Supported: 53
	North America Canada United States Mexico   South America Brazil Peru   Europe United Kingdom Austria Belgium Bulgaria Cyprus Czech Republic Denmark Estonia Finland France Germany Greece Hungary Iceland Ireland Italy Latvia Liechtenstein Lithuania Luxembourg Malta Monaco Netherlands Norway Poland Portugal Romania Russia Slovakia Slovenia Spain Sweden Switzerland		Asia - Pacific Australia New Zealand Hong Kong India Japan Malaysia Philippines Singapore South Korea Taiwan Thailand   Middle East United Arab Emirates Israel Turkey   Africa South Africa   Coming Soon:   Albania Boznia-Herzegovina Chile China Indonesia Serbia
	hyperWALLET's Global Payments Reach
	Currencies Supported: 25
	AUD AED BRL CAD EUR GBP HKD	ILS INR JMD JPY KES KRW MXN	MYR NZD PHP PLN RUR SGD THB	TRY TWD USD ZAR
	Languages Supported: 16
	Arabic Chinese English French	German Greek Hebrew Italian	Japanese Korean Malay Polish	Portuguese Russian Spanish Thai

 

Our integrated financial network enables:   100% electronic global payment distribution to 53 countries Support for 25 native currencies Localized payment services in 16 native languages Quick, cost-effective funds delivery to beneficiaries Payments across international markets and 3rd party settlement networks

 

 

View Global Payment Clearing Networks >

 

 

 

Your global payments challenge

 

Global payees, disparate needs

 

Global payees often have widely disparate needs, driven by factors such as:

 

Banked/unbanked Currency/FX Card acceptance Check cashing costs

Payment network options (ACH, ATM, Visa/MA, etc.) Time (funds clearing) Geography

 

Prior to hyperWALLET, commercial customers could not identify a single program manager which provided services across all of these needs.

 

For example, an unbanked consumer may have preference for a prepaid card or distribution through an agent network.

 

 

Limited payment options for businesses & individuals

 

A banked consumer may have preference for funds deposited directly in their bank, or split between banks. Businesses and individuals operating in more than one country are challenged in small value global payments.

 

Most commercial customers have no other option but to pay through USD checks or USD prepaid cards. Consumers of payment services need solutions, not multiple products to which they must adapt.

 

 

Solving the global payments challenge

 

 

Few software providers have had the experience of running a payment network. The antecedent of beneficiary complexity is that associated with the numerous ACH clearing systems. Local ACH has many flavors, rules and message types.

 

SWIFT offers uniform messaging, but not uniform clearing and settlement. Global Transaction Services (GTS) teams offer local clearing but are expensive, with few tools for either the remitter or the beneficiary to manage accounts, status and costs.

 

 

hyperWALLET’s payment network addresses these issues.

 

Our payment network: Started in the payroll function, meeting the needs of commercial customers paying their employees across the globe.   Is adapted to each country’s local ACH and retains funds in-country for local clearing, allowing us to provide superior speed, customer service, operational efficiency and control.   Enables local clearing and settlement accounts in 53 countries and centrally manage treasury, settlement, risk and FX.